Frequently Asked Questions

About Funding

Fusion Funding caters to a wide range of businesses across various industries. We consider applications from small businesses, startups, and established companies alike. Whether you operate in retail, hospitality, healthcare, or other sectors, we are committed to supporting your funding needs. See our full list of industries that we cater to on our Industries page.

When applying for funding, we typically require basic documentation such as bank statements, financial statements, proof of ownership, and identification. The specific documents may vary depending on the type of funding you are seeking. Our team will guide you through the application process and provide a clear checklist of the required documentation.

Repayment terms at Fusion Funding vary depending on the type of funding obtained. For merchant cash advances, repayment is typically based on a percentage of your sales or fixed withdrawals from your business bank account. We work closely with you to structure a repayment plan that aligns with your business’s cash flow and ensures manageable repayments.

Fusion Funding understands that not all businesses have substantial collateral to offer. Therefore, while collateral can be a factor in the evaluation process, it is not always a strict requirement. Our focus is primarily on your business’s financial performance, growth potential, and ability to repay the funding.

About Becoming a Partner

As a referral or sales partner with Fusion Funding, you can tap into a range of benefits. These include access to innovative financial solutions, industry-leading commission rates, comprehensive training, ongoing support, and the opportunity to expand your revenue stream. By partnering with us, you can enhance your business offerings and provide valuable financial solutions to your clients.

Joining our partnership program is a straightforward process. Simply reach out to Fusion Funding and express your interest in becoming a referral or sales partner. Our dedicated team will guide you through the onboarding process, provide the necessary information and agreements, and assist you every step of the way.

At Fusion Funding, we prioritize the success of our partners. We provide comprehensive training on our financial products and services, ensuring you have the knowledge and expertise to effectively guide your clients. Additionally, our dedicated support team is available to address any questions or concerns you may have throughout the partnership.

Fusion Funding welcomes partners from various industries and 50 states. We understand that businesses operate in diverse sectors and locations, and we aim to collaborate with partners who can effectively serve their respective markets. Whether you are a local business consultant or a national organization, we are open to exploring partnership opportunities that align with our mutual goals.


Unlike traditional bank loans that place emphasis on strong credit and a well-established business history, business cash advances rely on the repayment capacity of your company. This makes them an ideal choice for start-ups and businesses with limited credit history or a shorter operating duration.

Prior to finalizing your agreement with Fusion Funding, the specific terms and conditions will be clearly stated. Unlike traditional bank loans, our business cash advances are repaid through a percentage of your cash receipts or fixed withdrawals from your business bank account. As these advances usually lack a fixed repayment term, you have the flexibility to navigate periods of lower profitability more seamlessly. During prosperous periods, you can expedite the repayment of your advance, while also manoeuvring through seasonal downturns with greater ease.

Fusion Funding provides expedited funding for the majority of approved advances, with same-day availability. As a direct lender, we utilize human underwriting processes to efficiently approve a high volume of advances within a single day. This accelerated process ensures swift access to funds, enabling you to capitalize on time-sensitive opportunities within your industry and procure essential materials to sustain your company’s profitability.

As direct lenders, we possess the advantage of flexibility in selecting approved advances for our clients. By utilizing human underwriting instead of machine algorithms, we can facilitate timely access to emergency funding precisely when your business requires it. Moreover, we prioritize same day funding for approved advances, a crucial aspect for businesses managing immediate cash flow challenges. If you seek the assistance of a seasoned direct lender for a cash advance, Fusion Funding is your optimal choice both presently and in the long run. Contact us today to speak with one of our knowledgeable professionals.

Any Other Questions?

Contact us today to learn how our customized plans can help grow your business.